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SBA 504 Loan Interest Rates
April 2024
25-Year Fixed Rate Standard:
6.695%
25-Year Fixed Rate Refinance:
6.724%
20-Year Fixed Rate Standard:
6.767%
20-Year Fixed Rate Refinance:
6.859%
Estimated 10-Year Fixed Rate Standard:
6.587%
Estimated 10-Year Fixed Rate Refinance:
6.623%
Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.
Board Member - Service Since 2015
Past President - Service Since 1990
Board Member - Service Since 2019
Past President - Service Since 1984
Board Member - Service Since 2020
Chairman - Service Since 2011
Secretary/Treasurer - Service Since 2017
Board Member, President & Chief Executive Officer
Service from 2001 to 2020
Service from 1999 to 2023
Mark Kruse
Executive Vice President & General Counsel
Mark在塔拉哈西担任执行副总裁兼总法律顾问. Mark的丰富履历包括担任Buchanan Ingersoll公司政府关系高级顾问 & Rooney – one of the largest law firms in the nation. 他还在佛罗里达州政府拥有丰富的经验,曾担任州长Rick Scott和Ron DeSantis的立法事务主任和交通和经济发展政策协调员,并在佛罗里达州参议院和佛罗里达州众议院担任多个工作职位. Previously, Mark曾担任Florida First Capital的结案总监和助理总法律顾问.
Gayle Hoshstrasser
Regional Sales Manager - Alabama & Georgia
Gayle has more than 25 years of experience in the banking industry, specializing in commercial banking. As a top producer helping businesses realize their dreams of real estate ownership, 她被SBA 504项目迷住了,并在摩根大通银行和地区银行担任业务发展官/SBA专家,全面跨入SBA十大正规赌平台平台领域. In 2020, Gayle作为承销商加入FCF/FFC团队,现在担任区域销售经理, facilitating the company’s expansion into Alabama and Georgia. From 2019-2022, 她曾任职于佛罗里达州政府担保十大正规赌平台平台机构协会(FLAGGL)董事会,并活跃于其他非营利组织, including weVenture which ignites the power of women entrepreneurs.
Marsha Asbury-Turner
BDO Sales, North Florida & Panhandle and South Georgia
Marsha Asbury-Turner
BDO Sales, North Florida & Panhandle and South Georgia
Marsha serves as a Business Development Officer for North Florida & Panhandle and South Georgia and is based in Tallahassee. 玛莎于2018年加入佛罗里达第一资本,在商业和零售方面拥有近20年的银行经验. 她是塔拉哈西本地人,在整个SBA十大正规赌平台平台过程中提供全面的服务. Prior to joining the company, Marsha served as commercial lender with Prime Meridian Bank, where she worked closely with borrowers in both commercial and consumer lending. She received a B.S. in Finance & Real Estate from Florida State University. Marsha has been involved with her local Rotary Club since 2014, and has served on other local boards throughout her career. Marsha is responsible for the following North Florida & Panhandle counties: Bay, Calhoun, Dixie, Franklin, Gadsden, Gulf, Hamilton, Holmes, Jackson, Jefferson, Lafayette, Leon, Liberty, Madison, Suwannee, Taylor, Wakulla, Walton and Washington. In South Georgia, Marsha covers the following counties: Atkinson, Baker, Berrien, Brooks, Clay, Clinch, Coffee, Colquitt, Cook, Crisp, Decatur, Dougherty, Early, Echols, Grady, Irwin, Lanier, Lee, Lowndes, Miller, Mitchell, Seminole, Terrell, Thomas, Tift, Turner, Ware and Worth.
Alejandro Buitrago
VP Sales, Miami-Dade Area
Alejandro是迈阿密-戴德地区的副总裁兼业务发展官,总部设在迈阿密. Alejandro在企业管理和发展方面拥有超过8年的经验. 在加入公司之前,他是Tier I (Windstream Corp .的一个部门)的支持顾问.在那里,他负责与哥伦比亚最大的拉丁美洲电信客户的业务运营. Alejandro还曾担任一家家族制造企业的总裁,专注于与行业领导者建立战略合作伙伴关系. He received a B.A. in Marketing from the University of Miami and reads, writes and speaks fluent Spanish. Alejandro is responsible for two South Florida counties: Miami-Dade and Monroe.
John Hanrahan
VP Sales, Central Florida
约翰是佛罗里达州中部地区的副总裁和业务发展官,总部设在奥兰多. He has more than 16 years of experience in finance and marketing. Prior to joining the company, he was Vice President and Account Executive for GE Commercial Finance in Orlando. John also served as a Credit Manager for Wells Fargo. He received an M.B.A from Rollins College. John is responsible for 9 Central Florida counties: Citrus, Lake, Levy, Marion, Orange, Osceola, Seminole, Sumter and Volusia.
Laurel McNamara
BDO Sales, Palm Beach County, Florida
Laurel serves as Business Development Officer for Palm Beach County, Florida. Laurel earned her B.S in Biological Sciences from Arizona State University. 她拥有超过10年的全国SBA相关十大正规赌平台平台经验,并活跃于许多国家SBA协会委员会和南佛罗里达州董事会风险管理协会.
Scott Radway
VP Sales, Tampa Bay Area
Scott担任坦帕湾地区的副总裁和业务发展官,总部设在坦帕. He has over 30 years of commercial banking experience. Prior to joining the company, Scott was the Business Banking Sales Manager in Hillsborough County for Wells Fargo. 1998年至2011年,他还担任Regions Bank的商业银行销售经理,负责布劳沃德县和棕榈滩县. He received a B.S. in Finance from Florida State University. Scott is responsible for 5 counties in the Tampa Bay Area: Hernando, Hillsborough, Pasco, Pinellas and Polk.
Joel Ross
BDO Sales, Southwest Alabama & Northwest Florida
乔尔在萨拉兰担任阿拉巴马州西南部和佛罗里达州西北部地区的业务发展官, AL. He has more than 15 years of experience in commercial lending and banking. Joel serves Baldwin, Butler, Clarke, Conecuh, Covington, Monroe and Washington counties in Alabama and Escambia, Okaloosa, Santa Rosa and Walton in Florida.
Angie Sweatman
BDO Sales, East Central & Southeast Alabama and West Central Georgia
Angie Sweatman
BDO Sales, East Central & Southeast Alabama and West Central Georgia
Angie serves as Business Development Officer for East Central & Southeast Alabama and and West Central Georgia and is based in Auburn-Opelika, AL. She has nearly 20 years of professional experience in sales, marketing and lending to small businesses in Alabama, Florida and Georgia. Angie has served on the ASU SBDC Advisory Board. She earned a B.S. in Finance from Samford University. Angie is responsible for the following counties in Alabama: Autauga, Barbour, Bullock, Chambers, Clay, Coffee, Coosa, Crenshaw, Dale, Elmore, Geneva, Henry, Houston, Lee, Lowndes, Macon, Montgomery, Pike, Randolph, Russell and Tallapoosa. In West Central Georgia, Angie covers the following counties: Chattahoochee, Harris, Heard, Marion, Meriwether, Muscogee, Quitman, Randolph, Stewart, Talbot, Troup and Webster.
Kristen Tackett
VP Sales, Northeast Florida
For nearly 20 years, 克里斯汀曾担任佛罗里达州东北部地区的副总裁和业务发展官,总部设在杰克逊维尔. During her time with the company, 克里斯汀已经完成了1000多笔交易,获得了数亿美元的SBA 504十大正规赌平台平台,并且一直是该行业的顶级制作人之一. Prior to joining Florida First Capital, she earned a B.A. in Business Administration and a B.A. in Marketing from the University of North Florida. 克里斯汀通过风险管理协会和国家发展公司协会成功地完成了各种银行课程. 504十大正规赌平台平台是她的激情,她多年的行业经验和她顽强的“永不放弃”的十大正规赌平台平台方式使她成为企业和十大正规赌平台平台人的优秀合作伙伴. Kristen is responsible for 12 Northeast Florida counties, including: Alachua, Baker, Bradford, Clay, Columbia, Duval, Flagler, Gilchrist, Nassau, Putnam, St. Johns, and Union.
William Wilson, CFP®, CCIM
VP Sales, Southwest Florida
William是西南佛罗里达地区的副总裁和业务发展官. Myers. He has been in banking, 自1995年以来,它一直在为商业和小企业提供十大正规赌平台平台,并为芝加哥的数千万美元的项目提供资金, Las Vegas and Northern California before joining Florida First Capital. William provides hands on involvement with our banking partners, commercial realtors and economic development organizations. He is active in numerous organizations, 包括萨拉索塔和海牛十大赌博正规老平台经纪人协会以及佛罗里达CCIM分会. 他拥有普渡大学的本科学位和凯勒管理研究生院的工商管理硕士学位. He is a Certified Financial Planner®, 持有著名的认证商业投资会员称号,是一名光荣退役的陆军预备役军官. William is responsible for 10 counties in the Southwest Region: Manatee, Sarasota, Hardee, De Soto, Highlands, Charlotte, Glades, Lee, Hendry and Collier.
Brenda Marvin
BDO Sales, Space & Treasure Coasts Florida
Brenda serves as a Business Development Officer for the Space & Treasure Coasts and is based in Melbourne. She has over 30 years of banking and finance experience. Prior to joining the company, Brenda was a Vice President Small Business Development Officer serving the Space & Treasure Coasts for BB&T, now Truist. Throughout her career, she has obtained diplomas in financial banking, consumer lending, 住房抵押十大正规赌平台平台和商业十大正规赌平台平台由金融培训中心提供. 布伦达负责佛罗里达州的5个县:布里瓦德、印第安河、马丁、奥基乔比和圣. Lucie.